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Registro Completo |
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Biblioteca(s): |
Embrapa Unidades Centrais. |
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Data corrente: |
13/02/2015 |
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Data da última atualização: |
13/02/2015 |
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Autoria: |
MIOTTO, A. P. S. C.; PARENTE, J. |
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Afiliação: |
ANA PAULA S. C. MIOTTO, Fundação Getúlio Vargas; JURACY PARENTE, Fundação Getúlio Vargas. |
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Título: |
Antecedents and consequences of household financial management in brazilian lower-middle-class. |
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Ano de publicação: |
2015 |
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Fonte/Imprenta: |
Revista de Administração de Empresas, São Paulo, v. 55, n. 1, p. 50-64, jan./fev. 2015. |
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Idioma: |
Inglês |
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Notas: |
Forum |
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Conteúdo: |
Through two complementary and exploratory studies ? one qualitative and one quantitative ? this research aims to understand the ways in which lower-middle-class families in Brazil manage their household finances. The study proposes an integrated framework that brings together various previously disconnected theoretical fragments. Based on a survey with a sample of 165 lower-middle-class female consumers of a retail company in São Paulo, we explored and tested, via a quantitative study, how antecedents such as personal characteristics affect the financial management process, as well as its consequences, either negatively as defaults or positively as savings. The model calibration and analysis were derived from a series of regression analyses. The results revealed the mediator role that financial management plays in the relationship between personal characteristics and defaults and savings. Compared to previous studies with consumers of more affluent countries, we identified peculiar findings among Brazilian lower-middle-class consumers: inadequate attention to control, weak or no focus on short- or long-range planning, widespread absence of budget surplus, and influence of critical events on episodes of default. |
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Palavras-Chave: |
Brazilian lower-middle-class; Classe média baixa brasileira; Default; Gestão da finança doméstica; Household financial management; Inadimplência; Mental budget; Orçamento mental; Poupança; Savings. |
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Categoria do assunto: |
-- |
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Marc: |
LEADER 02051naa a2200265 a 4500
001 2008743
005 2015-02-13
008 2015 bl uuuu u00u1 u #d
100 1 $aMIOTTO, A. P. S. C.
245 $aAntecedents and consequences of household financial management in brazilian lower-middle-class.
260 $c2015
500 $aForum
520 $aThrough two complementary and exploratory studies ? one qualitative and one quantitative ? this research aims to understand the ways in which lower-middle-class families in Brazil manage their household finances. The study proposes an integrated framework that brings together various previously disconnected theoretical fragments. Based on a survey with a sample of 165 lower-middle-class female consumers of a retail company in São Paulo, we explored and tested, via a quantitative study, how antecedents such as personal characteristics affect the financial management process, as well as its consequences, either negatively as defaults or positively as savings. The model calibration and analysis were derived from a series of regression analyses. The results revealed the mediator role that financial management plays in the relationship between personal characteristics and defaults and savings. Compared to previous studies with consumers of more affluent countries, we identified peculiar findings among Brazilian lower-middle-class consumers: inadequate attention to control, weak or no focus on short- or long-range planning, widespread absence of budget surplus, and influence of critical events on episodes of default.
653 $aBrazilian lower-middle-class
653 $aClasse média baixa brasileira
653 $aDefault
653 $aGestão da finança doméstica
653 $aHousehold financial management
653 $aInadimplência
653 $aMental budget
653 $aOrçamento mental
653 $aPoupança
653 $aSavings
700 1 $aPARENTE, J.
773 $tRevista de Administração de Empresas, São Paulo$gv. 55, n. 1, p. 50-64, jan./fev. 2015.
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Registro original: |
Embrapa Unidades Centrais (AI-SEDE) |
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Registro Completo
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Biblioteca(s): |
Embrapa Agroenergia. |
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Data corrente: |
03/07/2012 |
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Data da última atualização: |
03/12/2012 |
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Autoria: |
RODRIGUES, C. M. |
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Afiliação: |
CLENILSON MARTINS RODRIGUES, CNPAE. |
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Título: |
Análises químicas para a cadeia produtiva das biorrefinarias. |
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Ano de publicação: |
2012 |
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Fonte/Imprenta: |
Agroenergia em Revista, Brasília, DF, v. 3, n. 4, p. 33-34, maio 2012. |
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Idioma: |
Português |
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Palavras-Chave: |
Biorrefinarias; Caracterização de produtos; Compostos químicos; Técnicas analíticas. |
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Categoria do assunto: |
-- |
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URL: |
https://ainfo.cnptia.embrapa.br/digital/bitstream/item/61662/1/Revista-Agroenergia-4-Clenilson.pdf
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Marc: |
LEADER 00517naa a2200157 a 4500
001 1927559
005 2012-12-03
008 2012 bl uuuu u00u1 u #d
100 1 $aRODRIGUES, C. M.
245 $aAnálises químicas para a cadeia produtiva das biorrefinarias.$h[electronic resource]
260 $c2012
653 $aBiorrefinarias
653 $aCaracterização de produtos
653 $aCompostos químicos
653 $aTécnicas analíticas
773 $tAgroenergia em Revista, Brasília, DF$gv. 3, n. 4, p. 33-34, maio 2012.
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Embrapa Agroenergia (CNPAE) |
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